Monday, August 25, 2008

If You Pay$ 40/ Week For Gas You Might Just Save$ 600 Or More Per Year

Category: Finance, Personal Finance.

I have been doing a little bit of digging on the numerous ways to save dollars and have found several sound ideas amongst the ones that are not so valuable. Take the extra dollars coming in and put it into a solid investment like a solid mutual fund or such and then retain the interest at the end of the year and return the principle to the tax collector so your tax payments are correct.



Ideas that are not so helpful are those that are unrealistic( "pay off your credit cards now and save interest" which you would have done if you were able to) , lame( coupons and rebates and corny garbage such as that) and too much of a sacrifice( take public transportation, etc) So, here are a few helpful suggestions. 1 TAXES- Modify your total taken out of your weekly pay. Could be more like a pay increase than a savings. 2 CAR INSURANCE- Raise your car insurance deductible. If you are a crappy driver then don t choose this! lol. 3 COMBINE YOUR PROVIDERS- You can put your home phone, cable tv, internet, sometimes even your cell phone into one bill and save$ 50/ month or more. By allowing a bigger deductible you can save 10- 15% off your car insurance which will equal$ 100- 200/ year or more. CHOOSE RESTAURANTS WHERE YOU DON T HAVE A WAITRESS- I have one right down the block from me. HOME ENTERTAINMENT- You can sign up for a Blockbuster or Netflix membership and save considerably on your expensive DVD watching addiction.


You order at the counter and then go sit and they do bring the food but you are not expected to leave a gratuity. Alternatively you can obtain a library card and not pay a nickle for all the flicks you can watch! But a good old fashioned walk or some calisthenics are just as good in most cases as anything you can do at the gym. DITCH YOUR HEALTH CLUB- Too crowded, a bit gross, too oily, meat market, kind of torture self inflicted. there are a zillion reasons to not like going to the gym besides the cost. OPTIMIZE YOUR GASOLINE CONSUMPTION- Properly using water in your fuel system can save you up to 30% off gas expenses for your car by making the gas you buy perform better. If you pay$ 40/ week for gas you might just save$ 600 or more per year!

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In A Cash- Out Refinance A Mortgage Loan Replaces Your Current Mortgage - Finance and Personal Finance Articles:

Many of us carry huge debts that include car installments and other installment payments for loans we have acquired.

In Related News, Britons Have Recently Been Advised That Only Paying Off The Minimum Amount On Credit Cards Could Lead To Them Facing An Increased" Debt Sentence" - Finance and Personal Finance Articles:

Opting to use store finance cards is an uncompetitive form of borrowing, an industry expert has warned. He commented: "you should only take out a store card to get a discount if you can repay all the money when you get your first statement, as this means you avoid paying any interest.

Meanwhile, 23 Per Cent Of Prospective Students Aim To Use A Monthly Assistance While 18 Per Cent Are Looking For Financial Aid From A Government Grant - Laurie Brostrom about Finance and Personal Finance:

Thousands of British adults are set to take out a loan as they look to go" back to school" , it has been revealed. Overall, ten million adults( 22 per cent of the population) are to undertake an educational course outside of their main job over the coming year.

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